How do we get started?
The first step is an initial consultation. Through the consultation process, I will assess your needs and you will get a feel for me and my style. At the end of the consultation, we will explore our compatibility, and I will provide you with recommendations for further treatment. To schedule an initial appointment or to begin with a brief phone consultation, email me at drhadarschwartz@gmail.com or call me at 917-842-6186.
Do you take insurance?
I am an in-network provider for Columbia University Aetna student health plans. Otherwise, I am considered an "out-of-network" provider for most insurance plans.
If you utilize your out-of-network benefits, I will provide you with a monthly receipt for you to submit to your insurance plan for partial reimbursement. After payment of a deductible, out-of-network benefits typically cover a percentage of my fee and you may use pre-tax dollars through a flexible spending account (FSA) or a health savings account (HSA) to cover out-of-pocket psychotherapy expenses.
How do I know if I have "out-of-network" benefits?
You can go straight to my homepage and click on the "Use Your Insurance" link. You can then click to "Verify Your Benefits" and learn about the specifics of your insurance plan. Many insurance companies will cover a significant portion of the cost of therapy. I am happy to walk you through that process.
Alternatively, you can call your insurance company and ask about your mental/behavioral health coverage. Here are some specific questions that you might want to ask:
The first step is an initial consultation. Through the consultation process, I will assess your needs and you will get a feel for me and my style. At the end of the consultation, we will explore our compatibility, and I will provide you with recommendations for further treatment. To schedule an initial appointment or to begin with a brief phone consultation, email me at drhadarschwartz@gmail.com or call me at 917-842-6186.
Do you take insurance?
I am an in-network provider for Columbia University Aetna student health plans. Otherwise, I am considered an "out-of-network" provider for most insurance plans.
If you utilize your out-of-network benefits, I will provide you with a monthly receipt for you to submit to your insurance plan for partial reimbursement. After payment of a deductible, out-of-network benefits typically cover a percentage of my fee and you may use pre-tax dollars through a flexible spending account (FSA) or a health savings account (HSA) to cover out-of-pocket psychotherapy expenses.
How do I know if I have "out-of-network" benefits?
You can go straight to my homepage and click on the "Use Your Insurance" link. You can then click to "Verify Your Benefits" and learn about the specifics of your insurance plan. Many insurance companies will cover a significant portion of the cost of therapy. I am happy to walk you through that process.
Alternatively, you can call your insurance company and ask about your mental/behavioral health coverage. Here are some specific questions that you might want to ask:
- What is my deductible and has it been met?
- How many sessions per calendar year does my plan cover?
- How much do you cover for an out-of-network psychologist?
- What is the coverage amount per session?
- Is a primary care physician approval required?