Hadar Schwartz, PhD
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Frequently Asked Questions
How do we get started? 
The first step is an initial consultation. Through the consultation process, I will assess your needs and you will get a feel for me and my style. 
At the end of the consultation, we will explore our compatibility, and I will provide you with recommendations for further treatment. To schedule an initial appointment or to begin with a brief phone consultation, email me at drhadarschwartz@gmail.com or call me at 917-842-6186.
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Do you take insurance? 
I am an in-network provider for Columbia University Aetna student health plans. Otherwise, I am considered an "out-of-network" provider for most insurance plans. 
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If you utilize your out-of-network benefits, I will provide you with a monthly receipt for you to submit to your insurance plan for partial reimbursement. After payment of a deductible, out-of-network benefits typically cover a percentage of my fee and you may use pre-tax dollars through a flexible spending account (FSA) or a health savings account (HSA) to cover out-of-pocket psychotherapy expenses. 
 
How do I know if I have "out-of-network" benefits? 
Call your insurance company and ask about your mental/behavioral health coverage. Here are some specific questions that you might want to ask: 
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  • What is my deductible and has it been met?
  • How many sessions per calendar year does my plan cover?
  • How much do you cover for an out-of-network psychologist?
  • What is the coverage amount per session?
  • Is a primary care physician approval required?
 
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  • Home
  • About
  • Services
  • FAQs
  • Contact
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